Olympia, WA, US

Commercial Lender – 1211578

POSITION SUMMARY: The Commercial Loan Officer/Relationship Manager will solicit and originate new, profitable banking relationships while providing personalized and superior service to the Bank’s existing client base. The Commercial Loan Officer/Relationship Manager is responsible for expanding the Bank’s client base, growing the loan and deposit portfolio, increasing revenue, maintaining credit quality, providing on-going administration of client financial information, and effectively cross-selling. The Commercial Loan Officer/Relationship Manager will provide leadership, support, and guidance to fellow employees in accomplishing the Bank’s mission and goals. Employees embrace and practice the Bank’s core values: Dedication, Teamwork, Integrity, and Respect and support an environment of diversity, equality, and inclusion within all aspects of the organization. ESSENTIAL DUTIES AND RESPONSIBILITIES • Assure compliance with all Bank policies and procedures as well as state and federal banking regulations, as applicable • Follow all BSA/AML/OFAC guidelines and complete annual training as assigned • Solicits new business within the Bank’s desired markets to grow the Bank’s loan and deposit portfolio and revenue. • Meets with clients and prospects to discuss needs, provide guidance, and outline appropriate products and services to produce integrated financial solutions. • Provides superior, personalized customer service through on-going client contact. Enhances each relationship to maintain a long-term relationship perspective. • Handles the largest and most complex loans. • Prepares and presents for approval credit analysis/underwriting for all borrowing needs. • Negotiates and approves loans within assigned limits, referring those above the limit and/or of a policy nature to the appropriate approval level. • Analyzes, documents, structures and prices loans that adhere to Bank policies and guidelines so that loan quality and profitability standards are met. • Ensures proper administration and maintenance of loan files for timely collection of client financial information. Reviews maturing loans on a timely basis for renewal and/or other appropriate credit decisions. • Monitors assigned client base to ensure timely identification of loans reflecting deteriorating credit quality and takes appropriate action to minimize the Bank’s risk of loss. 2 • Ensures all administrative reports and approvals are properly completed and in a timely manner. • Possesses a thorough knowledge of banking products, services, policies and procedures. Remains well-informed of new products and services, key industry trends, laws, regulatory policies, and accounting practices. • Actively participates in the Sales Team and Production Team meetings and consistently contributes toward effective team problem solving with staff, peers, and Management. • Takes a leadership role in community affairs and activities where warranted for effective business development and Bank exposure. Consistently demonstrates and encourages corporate values. • Contributes to a favorable public image of self and this Bank by establishing and maintaining professional relationships and through community participation (civic, industry, and professional). Genuinely supports community outreach programs / nonprofit organizations – preferably at board-level. • Performs other tasks as may be assigned by Management, i.e., completion of various reports, profit planning, capital budgeting, market research, etc. SUPERVISORY RESPONSIBILITIES None WORK ENVIRONMENT • Must be able to remain in a stationary position for extended periods of time • Must be able to effectively communicate and exchange accurate information • Must be able to work in a branch environment with moderate noise levels and with frequent employee/customer contact and interruptions during the day EDUCATION AND/OR EXPERIENCE • Bachelor’s degree (BA) in Business and ten years of business banking sales, business credit analysis and relationship management experience or appropriate combination of education and experience • Knowledge of internet software and Microsoft Office Word, Excel and Outlook LICENSES • Must have valid driver’s license TRAVEL • Occasional, local travel required

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